Find The Best Travel Insurance Cover

Nowadays, travel restrictions and uncertainty can make it harder than ever to find the right travel cover. Here's our selection of the best travel insurance cover available at the moment.

Off on your holibobs? Travel restrictions these days make it harder to find the right travel insurance. Check out our top selection.

Excellent customer service from a leading travel insurance brand trusted worldwide.

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  • 31 days in duration over a 12-month period
  • Cover for European or worldwide travel
  • Add Winter Sports and Ski cover
  • 24 Hour access to a GP consultation service

TravelSupermarket is a one stop shop for all travel requirements including insurance covers.

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  • Up to £2m Medical expenses cover
  • Up to £1m Personal liability cover
  • £3,000 Cancellation cover
  • Delay cover Varies, but should be included
  • Emergency assistance 24/7 support

Low-cost, simple travel insurance with zero jargon or hidden prices!

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  • Cover for a wide range of pre-existing medical conditions.
  • Annual travel insurance for every journey with a choice of cover and benefits including ski.
  • Medical Consultation Service included with all travel policies

Flexible, low-cost travel insurance for annual policies, one trip cover, and backpacking protection!

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  • Up to £10m medical emergency & Repatriation cover
  • Up to £10,000 cancellation & curtailment cover
  • Up to £3,000 cover for your personal possessions
  • Cover for loads of activities; including Snorkelling, Water-Skiing, Cycling, Golf, Fishing, Surfing and more
  • 24hr emergency helpline in place should you need us while on your trip

Safe, secure travel insurance for any type of trip, including specialist insurance for over 75s

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  • Up to £10m Emergency medical expenses
  • 24 hour worldwide emergency assistance
  • Up to £4,000 Cancellation Cover
  • Up to £2,000 Baggage Cover

Inclusive travel insurance, covering travellers for all the typical competitor exceptions!

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  • Single trips of up to 365 days
  • No upper age limit
  • Cancellation cover up to £12,500 (£30,000 on referral) per person
  • Baggage cover up to £3,000 per person
  • Personal liability cover up to £2m per person
  • All travel companions can be included in the same policy
  • Zero excess policies available

Top travel insurance for working trips, adventurers and those travelling for sports!

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  • Specialising in backpacker and gap year travel insurance
  • 24 hour emergency assistance.
  • 100+ activities covered as standard
  • Most working holidays covered as standard
  • Up to £10 million Emergency medical expenses

Travel Insurance 4 Medical specalizes in providing cover for people with medical conditions.

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  • Comprehensive medical cover at a great price
  • Based and underwritten in the UK
  • UK call centre
  • Easy online medical screening
  • Full cover in 3 minutes online
  • 14 day money back guarantee
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Where To Find The Best Travel Insurance

Travel insurance has become a vital factor of travel following the pandemic. With horror stories about repatriation costs, being stuck overseas, or cancelled holidays, getting decent insurance should be as big a priority as packing your suitcase!

Best10Index provides independent, detailed reviews to help you separate the best from the rest and choose a travel insurance provider you can depend on in a pinch.

What to Look For in a Travel Insurance Policy

There are so many places to buy travel insurance these days, and it's hard not to be bogged down by choice. Whether you sign up with your travel agent, purchase a policy from your bank, or go for an independent insurer, the cost is one of many considerations.

You can pick up a basic policy for very little, but it's important to check out:

  • The excess and cover limitations - single items limits of £150 won't protect a smashed phone, nor will it be of any use if you have a £250 excess to pay.
  • Health cover - one of the most important times to have full insurance is getting sick or injured. Repatriation (usually return travel with medical support) can be extremely costly, so it's well worth having.
  • Annual travel insurance can be cost-effective, but it may equally have limitations, and some coverage will exclude certain destinations.

It's also important to think about what your holiday has cost, including flights.

If something happens and you need to cancel, you'll want coverage that will reimburse accommodation, pre-booked excursions, travel, car hire and anything else.

Key Features of the Best Travel Insurance

Many people travel with the confidence that they have insurance rolled up in their home insurance policy or have coverage as a perk of a bank account.

The issue is that standard policies can prove to be expensive pieces of paper and won't include medical conditions or injuries sustained doing dangerous activities - including horse riding.

Here are some of the features the Best10 team looks for:

  • 24-hour emergency helpline access.
  • Options to add cover for winter sports and other specific trips.
  • Insurance coverage for pre-existing medical conditions.
  • Great medical expenses cover.
  • Transparent information about baggage cover.
  • Low excesses.
  • No age limits.

If you travel more than three times a year, an annual policy may be much cheaper than buying single-trip insurance, but again it's important to check the terms carefully.

Comparing the Best Travel Insurance Products

Insurance can be stressful, and it's often all but impossible to compare two policies on a like-for-like basis, with different excesses, coverage limits, services and medical exceptions.

Choosing an excellent travel insurance provider should, in most cases, be something you'll never have to rely on.

Still, if something goes wrong overseas, you'll need that support to ensure you get home safely, without losing out on any lost or damaged belongings.

With ever-changing travel rules, it's also possible that planned trips will be cancelled if guidance at home or abroad changes, and having insurance cover may be a condition of a travel visa.

To compare the best travel insurance products at competitive prices and with robust protection against a range of scenarios, take a look at the Best10Index travel insurance ratings for clear, independent and instant advice!

FAQs

Does Travel Insurance Go Up at Age 70?

Which Insurance is Best for Travel?

What Are the Benefits of Travel Insurance?

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