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Allianz Assistance Review

Excellent customer service from a leading travel insurance brand trusted worldwide.
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Pros

  • Variable cover depending on whether you want the cheapest insurance or extensive protections - choose between Bronze, Silver and Gold.
  • Lots of optional added extras such as winter sports, golf and business travel.
  • Excellent customer support, including a 24/7 helpline you can call from overseas.

Cons

  • The Allianz Assistance travel insurance prices aren't the cheapest - but much depends on your age and travel plans.
  • Prices jump a lot with age - a seven-day policy for US travel is £28.69 (Silver) for a 30-year-old but £65.49 for someone aged 65.
  • Coverage levels for medical emergencies are surprisingly low - about £10 million on a Gold plan and only £1 million on Bronze.
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Introduction

Allianz Assistance is a big name in insurance, and it's comforting to have a brand you recognise on your policy documentation!

Although there seem to be endless options, travel insurance is packaged into three categories to make it all easier, with Essential covering the basics you need to take domestic trips covering travel delays, financial losses and pandemic isolation.

One of the big selling points is the 24-hour emergency helpline, so if you get stuck, there will always be someone on the other end of the phone who can work through the next steps (including multilingual staff).

Price

Allianz policies aren't the cheapest, but a lot depends on which cover you choose and whether you have any pre-existing medical conditions.

For a 35-year-old woman without any medical issues, you're looking at about:

  • £43.71 for a Bronze annual policy
  • £49.95 for a yearly Silver policy
  • £57.42 for a Gold annual policy

Key Products

You can choose between annual cover to protect you on all of your trips over 12 months, single-trip insurance either UK, EU or worldwide, and backpacker travel insurance perfect for gap years!

Designed For

Travellers looking for robust insurance and flexible coverage.

Travel Insurance Cover

The travel insurance available through Allianz is as comprehensive as you might expect, and you can pick and choose between coverage levels, excesses, add-ons such as winter sports and annual or single trip policies so everything is catered for.

Signing up is user-friendly, and it's simple to see exactly what protection you're getting and how much it will cost - no vague clauses or extra costs at check out here!

Essentially, the claims process is equally smooth. Many customer reviews comment that the best part of Allianz is that, if they needed to make a claim, the insurer provided ample support and made sure they received compensation quickly - stress-free claims have to be the ultimate in travel insurance!

Conclusion

If you buy a travel insurance policy from Allianz, you get what it says on the tin. If you are on any higher risk trips (such as adventure sports), the power of a known insurer to help negotiate repatriation can be a valuable benefit.

Pricing is reasonably competitive - if not cheap - claims are seamless, the customer service is impeccable, and it takes literally a couple of minutes to get your quote and decide whether to buy.

All in all, a solid contender for reliable travel insurance that won't let you down.

Click here to find out more about how to choose the best travel insurance policy.

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Our Score:
9.9