Coverwise Review

Low-cost, simple travel insurance with zero jargon or hidden prices!
Coverwise

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Pros

  • Standard coverage in all travel insurance includes £20 million emergency medical, £10,000 personal accident and £50,000 legal expenses.
  • Travel insurance costs are extremely competitive and include pre-existing medical conditions as long as you declare them.
  • The vast range of policies, including business trips, winter sports and others.

Cons

  • Standard and Bronze policies don't have coverage for delayed departure or missed departure - so make sure you're on time!
  • Premiums do get a tiny bit steeper depending on your age. Standard single-trip cover starts at £7.03 for a 20-year-old but jumps to £8.98 for a 60-year-old.
  • There is an age limit of 65 on annual multi-trip and 75 on single trip policies.
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Introduction

Coverwise acts like a travel insurance broker, working out which policies meet your requirements and offer the best value for money.

The customer service is great, and all the policies are underwritten by Inter Partner Assistance SA (partner of AXA) and includes airline failure through a different underwriter.

You can get just about everything you need in one place, including car breakdown and annual car hire excess insurance, so it's like a one-stop-shop whether you're travelling in the UK, heading to Europe, or taking a holiday further afield.

Price

  • Single trip cover from £5.15
  • Annual multi-trip insurance from £11
  • Pre-existing medical conditions covered from £4.95
  • Annual car hire excess insurance from £30.45

Key Products

No-nonsense travel insurance across Europe and the UK, with worldwide travel cover available, including or excluding the USA, Canada and the Caribbean.

Designed For

Easy travel insurance coverage with enhanced protection for claims owing to COVID-19 regulations or guidance.

Travel Insurance Cover

There are tons of insurance policies available - so let's look at the annual multi-trip as one of the most popular.

This yearly cover will insure you for multiple trips over a year and is massively cost-effective if you're a frequent flyer!

You get a choice of five different policies (depending on where you're off to and how much coverage you need), and the cover extends up to an impressive £20 million for emergency medical care, so you're definitely getting home ok!

There are also business travel policies for companies, with cover if you fall ill and can't attend a meeting that will provide for the expenses of sending a replacement on your behalf - you can't say fairer than that.

Conclusion

Coverwise has a great range of travel insurance policies at pretty amazing prices, especially when compared to some bigger competitors.

The emergency medical cover is ample and a lot higher than the average!

There are lots of options to add extras for winter sports and no limits on how many trips you can take on a multi-trip policy, so it's an excellent service and probably the best value you'll find anywhere.

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