Outbacker Review

Top travel insurance for working trips, adventurers and those travelling for sports!
Outbacker Travel Insurance

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Pros

  • Simple, straightforward insurance that is quick and easy to apply for.
  • Comprehensive coverage across Africa, Asia, Europe, Australia, and North and South America.
  • Options to tailor your travel insurance to a specific trip, or buy world travel insurance to protect you wherever your travels take you.

Cons

  • You should check the exclusions carefully on the sports cover, and some activities carry an extra premium.
  • Outbacker insurance carries a caveat that excludes cover if you or a travelling companion have consumed alcohol over a certain level.
  • The cover does not extend to pre-existing medical conditions, and you are responsible for getting all the necessary vaccinations.
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Introduction

Travel insurance can get pretty pricey, so it's little wonder so many young travellers skimp on their cover, leaving them in all sorts of nightmare situations when they get injured, fall ill, or suffer from theft or loss that means they struggle to get home.

The concept of Outbacker is simple - you choose which type of travel insurance you want, put in your destination and any sports activities, and get a price there and then.

Let's have a look deeper into Outbacker and see whether the cover is appropriate for those in search of excitement and adventure!

Price

The prices on Outbacker are really competitive, particularly for students and backpackers. The idea is to reduce the cost of suitable insurance for those travelling for adventures or exploration, and it's significantly cheaper than a conventional policy for a long-term stay!

Key Products

  • Adventure travel insurance
  • Insurance for backpackers
  • Gap year insurance
  • Insurance for those volunteering abroad
  • Extreme sports travel insurance

Designed For

Students, backpackers and young people studying or taking up work experience opportunities overseas. 

Travel Insurance Cover

The insurance on Outbacker varies considerably, depending on where you're travelling, for how long, and for what purpose.

However, some standards are included on every policy that are really worth having. Each policy includes over 100 sports activities, and you can pick and choose any extras or winter sports you'd like to be insured for.

Medical expenses insurance has a whopping £10 million limit for accidents or illnesses outside of the UK, which is a robust level of protection, particularly if customers need to be repatriated.

Every policy of any type defends against end supplier failure. That means if your airline goes under, your transport is cancelled, or your hotel closes (perhaps due to the pandemic), you're fully insured.

Conclusion

Outbacker is a great option if you're planning a gap year, want to travel the world, or work or volunteer in an overseas country. While there are exclusions, the coverage is pretty comprehensive and provides a reliable level of protection against most losses, costs and medical expenses.

You can either take out a single policy for one trip and specify the dates or buy an ongoing policy for up to 18 months, which is ideal if you're not sure where you're heading next or when you'll be home!

Plenty of sports activities are included, and working holidays are automatically covered. However, manual labour is excluded. Above all, it's user-friendly, easy to apply, and you get your quote straight away, so you can make a quick price comparison and get packing.

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